Medicare Part B, sometimes called “medical insurance,” is available to individuals when they become eligible for Part A.  It covers some medical and other services such as outpatient hospital services, certain outpatient therapies, doctor services, preventive health screens, durable medical equipment, laboratory services, and some home health care benefits.

 

Again, certain requirements may have to be met for Medicare Part B to cover these costs.  Once an annual deductible is met, Part B pays 80% of the covered cost for most services.  Some outpatient services may be fully covered, while others may be reimbursed by Medicare at less than 80%.